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Choosing between two kinds of care

Side-by-side answers to the decisions central Iowa families face most.

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Which comparisons matter most under Iowa's rules?

The ones that follow the state's own lines: an assisted living program versus a nursing facility (does the person need more than part-time health care or two-person help), a general program versus a dementia-specific one, and paid help at home versus a move (how many hours, and what happens at night).

National websites often describe care in categories that do not match Iowa's certificates and programs, so we compare by certificate and payment path instead of brochure labels. Each comparison ends with a side-by-side table and links to the rules, costs and directory pages that back it up.

How should we use these comparisons?

Use them to settle the type of certificate and the payment route first, then use the directory to see which metro programs hold that certificate, and only then compare individual buildings on cost, staffing, last survey and fines.

The assisted living roster filters by county, city and type and sorts by units.

Comparisons: every guide

Assisted living or memory care for a parent with memory loss

How Des Moines families choose between a general assisted living program and a dementia-specific (memory care) program under Iowa rules: the Global Deterioration Scale, wandering, staffing, training and cost.

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Assisted living or a nursing home in central Iowa

How Des Moines families decide between an Iowa assisted living program and a nursing facility: the 28-hour part-time care rule, two-person transfers, medical instability, hospice, costs and payment.

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Paid help at home or a move to assisted living

How Des Moines families weigh home care against assisted living: Iowa's 2025 medians ($41 an hour vs. $5,100 a month), the break-even point, night-time needs, isolation and Elderly Waiver options for each.

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Short-term rehab or long-term nursing home care

The difference between a Medicare-covered rehab stay and long-term nursing home care for Des Moines families: the three-day rule, how long Medicare pays, choosing a skilled nursing facility and what happens when rehab ends.

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Home health care or private-duty aides

The difference between Medicare home health and private-duty home care for Des Moines families: who provides each, what Medicare covers, what the Elderly Waiver adds and how to use both after a hospital stay.

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Hospice or palliative care

The difference between hospice and palliative care for Des Moines-area families: eligibility, what Medicare covers, where each is delivered, inpatient hospice houses and how to choose a hospice.

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Not sure where to start?

Answer five questions and a local advisor will come back with senior care options in Des Moines and central Iowa that fit your situation and budget. It is free, and there is no obligation.

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